FINANCIAL PLANNING

You’ve worked hard to secure the future for you and your family but what do you do to protect and grow your finances in these very uncertain economic times? Are the banks safe? What about the stock market? The pension companies? What happens if you lose your job?

In circumstances like these, it’s very easy to put off all the awkward decisions to some other day. The potential losses and their impact on your life are sometimes just too difficult to think about. There are also the questions of what do you do next and who should you speak to for advice.

Our affiliates, Kersland Financial Planning Limited, can help. They provide "straightforward answers to difficult questions with transparent costs” by having some of the most highly qualified specialists in Scotland using the most up to date techniques and technology available. By combining that with traditional old–style values, they can provide you with the advice you want, when you need it.

Led by a Chartered Financial Planner, Kersland Financial Planning’s independent financial advisers are highly qualified and experienced and, by virtue of:-

  • Kersland Financial Planning not being tied to a particular provider of financial products and
  • their work being fee-based if the client chooses that (with no commissions being paid)

the advice they give carries the benefit of complete objectivity.

That advice is tried and tested and presented to you clearly in a way that is easily understood. It will map out for you what needs to done, the timescales involved and who needs to do what. Their advisers keep you informed throughout the process and they have a rigorous service standard which means that you get answers quickly to any questions you have.

Kersland Financial Planning understand the importance of not only growing the value of your savings, but also protecting their value in these difficult times. Their services for individuals include:-

  • advice on:-
  • pension planning (including SIPPs)
  • options on retirement
  • tax planning
  • funding long-term care
  • ISAs, annuities & other investments
  • critical illness & income protection products
  • life assurance
  • pensions & divorce
  • regular financial health-checks
  • mid-career financial planning audits

Kersland Financial Planning’s services for businesses include:-

  • guidance on:-
  • shareholder protection plans
  • keyman cover
  • business succession plans
  • investments
  • employee services (including death-in-service policies, other employee benefits and redundancy counselling)
  • staff pension schemes (including salary sacrifice)
  • permanent health insurance plans
  • private medical insurance schemes
  • a strategic review & report service

Why not call Kersland Financial Planning today on 0141 956 6060 for a free, no-obligation chat about how they can help you? Alternatively, simply fill in the CALL ME box and they’ll ring you.

We recognise that it can be difficult for some older clients to come to our offices. As a consequence, Kersland Financial Planning don’t charge for home visits in the following places in/near Glasgow: Baljaffray; Bearsden; Bishopbriggs; Dowanhill; Drymen; Hyndland; Jordanhill; Kelvindale; Kelvinside; Kessington; Kirkintilloch; Knightswood; Lennoxtown; Lenzie; Milngavie; Partick; and Strathblane.

Kersland Financial Planning Limited is an appointed representative of The Asset & Tax Planning Consultancy Limited, 2 Chesser Green, Chesser Exchange, New Mart Road, Edinburgh, EH14 1RL which is authorised and regulated by the Financial Services Authority.